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Long Term Disability

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Long Term Disability Insurance

Updates to Long Term Disability Coverage

It has been more than 30 years since we have updated the salary levels and duration of coverage in our LTD plan. 

Please note: The limitations outlined in this coverage is for “own occupation,” disability, meaning a disability preventing someone from working in their current position. These limits do not apply if you become totally and permanently disabled. In that case, coverage lasts until Social Security age of retirement.

As of January 1, 2019, the following levels and durations now apply: